Conservative Model
The Conservative Model is comprised of Sector ETFs in the S&P 500 Index. This makes it perfect for Risk-Averse investors who want to capture the majority of market gains and greatly limit market losses. See my Proof of Concept portfolio, which is what kickstarted SectorM and is closely correlated with this Model.

Moderate-Risk Models
Moderate-Risk Models are for investors who seek medium-risk/ medium-reward returns. The 'Risk On' Model is for Bullish Investors, those who anticipate overall market prices to rise, while the 'Risk Off' Model is for Bearish Investors, or those who expect them to fall.


Aggressive Models
Aggressive Models are for investors who are comfortable seeking high-risk/ high-reward returns. The 'Risk On' Model is for Bullish Investors, those who anticipate overall market prices to rise, while the 'Risk Off' Model is for Bearish Investors, or those who expect them to fall.

